Use this when money seems to disappear by the end of the month. Paste your recent transactions, with account numbers removed, and it groups them, shows your top five spending areas, flags forgotten subscriptions and suggests ways to save.
Below is a list of my recent transactions (dates, descriptions, amounts). Group them into categories, total each category, and show me the top 5 places my money goes. Flag subscriptions or repeating charges I may have forgotten, and any charges that look unusual so I can double-check them. Then suggest 3 realistic ways to save about [TARGET AMOUNT] per month without making my life miserable. Transactions: [PASTE TRANSACTIONS, WITH ACCOUNT NUMBERS REMOVED]
Tip: Remove account numbers, names, and addresses first. Never share passwords or full card numbers.
Before you send it, replace the parts in [square brackets] with your own details:
Everything here is free. The free versions of the big chat tools are enough. Keep private details such as account numbers, passwords and full addresses out of any AI chat.
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